文章基本信息

标题：MOTORS INSURANCE IN ROMANIA – PROBLEMS AFTER INTEGRATION IN E.U.
本地全文：下载
作者：Gavriletea Marius ; Dan --- Baiescu ; Alin Tudo r 等
期刊名称：Annals of the University of Oradea : Economic Science
印刷版ISSN：1222-569X
电子版ISSN：1582-5450
出版年度：2007
卷号：XVI
期号：02
页码：354-358
出版社：University of Oradea
摘要：¡°The Romanian insurance market is facing at this moment with a great problem ¨C related to motors insurance. In the last months some of the insurance companies offered more expensive policies. This fact is generated by some factors that will be debated in the paper: the motor losses are increasing continuously, the profitability of them is almost 5%, and once with Romania EU¡¯ integration the compulsory motor insurance is combined with Green card insurance. The sum insured of the Green card in that case is very high. Among the measures that insurance companies must adopt is the introduction of deductible for every loss/event, the negotiation with services in order to decrease the hourly tariff and substitution pieces. We will do in this paper a case study in order to see how the insurance market for motors evolved and to see what factors are taken into account by the insurance companies in their methodology of pricing. ¡±
关键词：¡°motor, liability, casco, insurance¡±