文章基本信息

标题：Simultaneous use of the financial literacy level and the financial inclusion degree as a result of financial education efficiency in Visegrad Group countries
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作者：Bożena Frączek ; Aneta Bobenič Hintošová ; Monika Bačová 等
期刊名称：Journal of Economics and Management
印刷版ISSN：1732-1948
出版年度：2017
卷号：27
期号：1
页码：5-25
DOI：10.22367/jem.2017.27.01
语种：English
出版社：Publishing House of the University of Economics in Katowice
摘要：The appropriate level of financial knowledge and the degree of financial integration needed in today’s financialized world. This paper studies the level of financial literacy and the degree of financial inclusion among the students who study economic fields. These students are a special target group – very important for future development of financial markets. They are not only the future participants,but also the potential animators and creators of the financial market as well as the future financial advisors. The research sample comes from Visegrad Group countries (4V Countries),as the representatives from Central and Eastern Europe countries,where the level of financial literacy and degree of financial inclusion seems to be lower in comparison to the West European Countries. The research also contributes to knowledge in the area of expanding the methods of assessments of efficiency of financial education. The Authors decided to verify the new assessment of effectiveness of financial education. It will be conducted by a separate and simultaneous assessment of financial literacy and financial inclusion. The main results of research confirm the very low level of financial literacy and financial inclusion of young future economists in 4V Countries in both groups:starting and finishing the professional financial education. In addition,examining the degree of financial inclusion among the students who at the same time are educated at the basic level confirms the much lower level of informed financial inclusion.
关键词：personal finance;financial education;financial inclusion;financial literacy;financial markets.