文章基本信息

标题：Efficiency of Operational Activity of Commercial Banks in Romania
本地全文：下载
作者：Nicolae BALTES ; Maria-Daciana RODEAN
期刊名称：Expert Journal of Finance
印刷版ISSN：2359-7712
出版年度：2017
卷号：5
期号：1
页码：86-93
语种：English
出版社：Sprint Investify
摘要：In recent years, the financial performance of Romanian commercial banks has been considerably reduced, due to the decline in lending activity and the increase in operating expenses. The paper aims to estimate the impact of credit, liquidity and solvency risk on the efficiency of the operational activity of commercial banks listed on the Bucharest Stock Exchange. The results obtained by the application of the multiple linear regression showed that the level of the „cost to income” indicator, during 2010-2015, was significantly influenced by the capitalization level, the lending rate and the saving rate.
关键词：cost to income; efficiency ratio; financial intermediation; financial performance; liquidity risk; multiple linear regression; risk profile