文章基本信息

标题：Secured M_Cash Withdrawal in GSM Technology
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作者：Vikram A
期刊名称：International Journal of Innovative Research in Computer and Communication Engineering
印刷版ISSN：2320-9798
电子版ISSN：2320-9801
出版年度：2017
卷号：5
期号：3
页码：5699
DOI：10.15680/IJIRCCE.2017.0503143
出版社：S&S Publications
摘要：ATM Card is an effective manner to do transactions and in modern times it is an integral part of thesystem. To carry out fraudulent transactions in this kind of purchase, an attacker has to steal the ATM card. If thecardholder does not realize the loss of card, it can lead to a substantial financial loss to the ATM card company. Toprevent such kind of losses the project proposes the combination of mobile technology along with the ATM card. Tocommit fraud in these types of purchases, a fraudster simply needs to know the card details. Most of the time, thegenuine cardholder is not aware that someone else has seen or stolen his card information. The only way to detect thiskind of fraud is when the genuine user gets the bill of the account accessed financially. Another method is to analysethe spending patterns on every card and to figure out any inconsistency with respect to the “usual” spending patterns.But such mechanisms are very difficult to detect and takes time. This paper proposes the solution of sending a messageto the customer and hence based on the reply message the system authorizes the user to run the data or terminate it.Further a secret question known only to the user is also incorporated into the system which enhances the ATM featureand cannot be misused with door locking and buzzer provisions.
关键词：False Rejection Rate (FRR); False Acceptance Rate (FAR).