文章基本信息

标题：The euro-leu argument in the population’s preferences for savings placement
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作者：Sichigea, Dan Florentin ; Tupangiu, Lorena
期刊名称：Finante - provocarile viitorului (Finance - Challenges of the Future)
印刷版ISSN：1583-3712
出版年度：2010
卷号：1
期号：11
页码：260-264
出版社：University of Craiova, Faculty of Economics and Business Administration
摘要：While in the case of the ability to meet credit obligations, in the opinions of the high representatives of banking and financial system, indebtness should be established in the same currency in which each customer is remunerated at work, the majority being paid in lei, an analysis of the population’s placements in bank deposits indicates that during this period of crisis there has been a decrease of natural persons’ deposits in lei and an increase in deposits in foreign currency. The explanation of this way of acting consists either in the traditional tendency to save under the circumstances of an economy frequently undergoing convulsions and conjuncture, or in the scepticism regarding its favourable evolution on a short term, despite all the positive warnings made either by the govern or by the rating agencies themselves. This article proposes a wider analysis of the saving behaviour against the forecasts regarding the evolution of the banking system this year.
关键词：saving; placement; bank deposits; population’s households